Covid19 stimulus payments have begun to trickle into North Lincoln County again, and as the current PSE/Postmaster of Fortine, I feel it’s quite important to spread this information around. You see, some of these stimulus payments aren’t as official-looking as they could be.
The above piece of suspicious-looking mail is actually a stimulus payment from the federal government, not junk mail. Covid stimulus payments were first issued as prepaid debit cards this past May. There wasn’t much coverage of the different payment method, and as a result, is it any wonder that folks all over the country accidentally threw them away?
A couple of stimulus payments later, the same thing is happening again. Folks all across the nation have begun to accidentally throw their EIP (“Economic Impact Payment”) cards away. .
If you received your previous stimulus payments as direct deposits, you should have received this one as a direct deposit as well. However, receiving an actual stimulus check last time does not guarantee that you’ll get a check this time.
The above envelope contains a prepaid debit card, though how much money that card contains may vary depending on whether or not it is a joint card for you and your spouse, etc. You’ll want to activate your card promptly and check its value on the official EIP Card website. Nowhere on the EIP Cards, or in their enclosed letters is their value stated! Your EIP card can be used similarly to a normal debit card, but it’s worth noting that there are extra fees associated with using it.0
Fees associated with the EIP Card:
I’m not terribly fond of these cards – there’s a number of ways your balance gets whittled down.
Doesn’t it feel like death by a thousand cuts? The fees are as follows:
ATM withdrawals – Domestic——$2.00 fee,
This applies to all out-of-network ATMS, but is waived for your 1st withdrawal.
There are no-fee ATMs, though few and far between.
Our only one in the North Lincoln County area is at Stein’s Market in Eureka.
Your next closest options are Libby and Whitefish.
ATM balance inquiry—————-$0.25 fee
This fee applies at all ATMs – both in-network and out-of-network.
Instead of wasting those 25 cents, check your balance online for free.
You can also check your balance by calling Customer Service: 1.800.240.8100.
Bank/cashier withdrawal————$5.00 fee
Like the out-of-network ATM withdrawals, this fee is waived for your first cash withdrawal, but will apply to all others.
What if your card was thrown away, lost, or stolen?
Call the EIP Customer Service helpline at 1.800.240.8100.
If you manage to get through to them, (and then jump through the relevant hoops to deactivate the damaged or missing one), they’ll send you a replacement card at no extra charge.
If you can’t get through to the IRS via their phone number (their line has been rather busy lately), consider downloading IRS Form 3911, filling it out, and submitting it via the IRS website.
Here’s the IRS page on how to request a trace of your EIP (card or check). It also contains information on how to properly submit form 3911.